About Us

If you want to learn more about us, you’re in the right place. Read to learn how we managed to grow our business so fast.


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Our story

It was September 2017, when we had started this kind of activity of taking small amount of money from our like minded friends and colleques who have social development in their mind. At that time we had started with 40-50 peoples, who willing to deposit as small as Rs.100/- every months. In such period we also helps our members by granting advances on lower interest to fulfil their short tern financial need. Within 2 years of consistency we manage to raise sufficient corpus fund to register our activity under “NIDHI” with ROC Mumbai and on 26th February 2019 we incorporated  “RAMAI MUTUAL BENEFIT NIDHI LIMITED” as NIDHI Company vide section 406 of Companies Act 2013.

After getting incorpration certificate from MCA (Ministry of Corporate Affairs), we start our activity with 450 sq.ft. office at Kamothe, We actually started our deposit taking and finance activity by December 2019 after duly filed declaration of commencement of business with MCA. Its our proud moment that within three to four months we have completed basic 200 shareholders on records. We always tried to comply all Government Rules and Regulations. Its help us to gain confidence and trust of our members depositors in our company.  We always focus on people development through sustainability programs. We try to improvement through our  efficient and transparent services.

Our Mission - Vision

Our Mission:

Through our members: Poverty reduction and social protection in the India’s rural-urban areas by promoting ethical and inclusive financial and non-financial services. Advance capacity to serve poor households in a sustainable, innovative, and client-responsive manner.

Our Vision:

To make the unit a pioneer in joint and participatory work as well as effective networking to build a Microfinance-oriented culture aiming to promote the Microfinance activities in order to ensure the sustainability of the effective goals of Microfinance as a mechanism to reduce poverty in India. 

Few words from Directors Desk

Greeting of the day’ from the directors of RAMAI MUTUAL BENEFIT NIDHI LIMITED. We welcome you to the happiest world of RAMAI MUTUAL BENEFIT NIDHI LIMITED We give successful way to a new productive vision- to live a bright happy life and to make your dream come true, before which seems difficulty for you. It’s not easy to amend your future, not in past nor in present.

For this you have to sacrifice, acquire followership and of course you need courage. From the core of your heart, when finally you decide to fight and you finalize your success path, you will experience the feeling of freedom. Doesn’t it feels great when you are the king of “life of success” and you possess and control the life of your future? The most important factor is, when you start living your life without compromising with the adverse Situations of life.

You enjoy every moment of your life with full of life and feel the happiness in your well-deserved success With us. To be Successful in RAMAI MUTUAL BENEFIT NIDHI LIMITED you require only two things. First, to believe in what you dream and second firm belief on RAMAI MUTUAL BENEFIT NIDHI LIMITED which is a positive way to meet your dreams. We all wishes you for happy life.


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